You won’t have the right to make decisions on your child’s behalf once he or she reaches the age of 18. 
 
If you are the parent of a child with a condition such as Asperger’s or Autism, for example, you will certainly be proud of all the things they can manage for themselves when they become an adult. However, there will probably also be things that they find very challenging, such as dealing with money or talking to medical professionals. 
If you are a business owner, making sure that someone can make decisions on your behalf could make the difference between your business continuing or failing. 
 
You can authorise someone to make decisions with a lasting power of attorney (LPA). This is important if you are abroad, have an accident and are unconscious or have a medical condition such as dementia, for example. 
 
You can give someone you trust authority to pay bills, sign cheques, manage a business loan and pay salaries. 
Whether you’re just starting your business or thinking about retirement, it’s well worth spending some time to plan what you would like to happen when you die. 
 
What type of business do you have? 
If you are a sole trader or you control all of the shares in your company, you don’t need to consult anyone else.  
 
However, as a partner or a shareholder in a limited company, you will need to take your partnership or shareholders' agreement into account. If you want to make changes you will need to agree the new terms with the other people involved.ick on this text to edit it. 
When you have taken the time to make your will you’ll want to be sure your your wishes are going to be carried out. 
 
Unfortunately, there are a number of things that can make all or part of your carefully considered will invalid. 
 
If your will is not legally valid your estate will be shared out under the rules of intestacy, which will not necessarily be as you would wish. 
The latest report from the of the Office of the Public Guardian (OPG) says that, although things have improved, it still takes 34 days for your Lasting Power of Attorney (LPA) to be finalised. 
 
But that’s just the last part of the process. 
 
Before your LPA can become effective, there are several important steps you will need to take. 
In Britain we’re not very good at talking about one of the few life events that we can be sure about. Our death. 
 
It’s good to talk 
Even though almost one third of us say that we think about dying once a week, we don’t talk about it, explain our wishes to our loved ones or make any plans. 
 
The hospice and neurological care charity, Sue Ryder, is encouraging people to talk to those closest to them about their own death. 
Those of us currently leading active, healthy lives can look forward to living for many more years than earlier generations. 
 
However, the Alzheimer’s Society has recently published figures showing the number of people living with dementia will more than double in the coming decades, partly because we are all living longer. 
In June a couple succeeded in their legal bid to have civil partnerships recognised for heterosexual couples. 
 
The Supreme Court said the Civil Partnership Act, which currently applies only to same-sex couples, is incompatible with the European Convention on Human Rights. 
 
However, the judgement doesn’t mean that the government will have to change the law. 
When you’re heading into your later years, one concern that will probably persistently niggle at the back of your mind is the risk of dementia. 
 
Steps to prevent dementia 
In an ideal world we could all delay or avoid the onset of dementia entirely. 
 
There is now a new national plan for family doctors to assess your dementia risks as part of the NHS health check, which is offered to patients aged between 40 and 74. You will be asked about your current lifestyle and be advised about steps you can take to reduce your level of risk. 
 
 
 
 
In the television show ‘Family Fortunes’ relations work together. Unfortunately, it’s not always the case. This is a true and very sad story… 
 
Two sisters eventually escaped from their violent father and drunken, uncaring mother. In their adult lives they helped and supported each other. 
 
One of the sisters started a family and built a strong network of friends. Unfortunately, the other sister’s emotional scars from their early childhood experiences went so deep that she was unable to resist them. 
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