During the coronavirus pandemic we have seen some upsetting examples of how elderly people have felt lost and abandoned when their families are unable to visit them in their care home. 
 
This has been an exceptional time. In most cases your loved ones will be happy and well looked after in their care home, but it isn’t surprising that many families wanted to bring their relatives home during the outbreak. 
Since the 1960s, owning an idyllic holiday or retirement villa in a beautiful corner of Spain has been a dream for many people. 
 
It’s estimated that 800,000 to 1 million homes in Spain are owned by British citizens, with over 380,000 living there full-time. 
 
Many British property owners in Spain are retirees with grown-up families. If this sounds like you or a family member it is important to give some thought to what should happen to property and assets in the UK and in Spain. 
Recent freedoms for people with pension savings provide more choice about how they can be used. 
 
If you are looking for a guaranteed income for life you can still buy an annuity. If you want more flexibility, you could take a cash lump sum and manage the rest of your savings throughout your retirement. 
 
There’s even free PensionWise guidance from the government if you’re over 50, to help you make good decisions, depending on your circumstances 
Family members, most frequently parents, worry about how to provide for a relative who is, or who could become, vulnerable. 

Who is vulnerable? 

Of course, we could all become vulnerable at some point in our lives due to accident, illness, or changes in our circumstances. 
 
However, more generally someone could be described as vulnerable if they: 
aren’t educationally or emotionally mature for their age 
don’t understand how to manage their finances 
depend on ‘means tested’ benefits for their day to day needs because they are unable to work, for example. 
People are now more than ever realising that their affairs should be put in order. And with the situation as it currently is, there is a sharp rise in people suddenly jumping on the bandwagon and setting themselves up in their bedroom as Will Writers, offering cheap online Wills. So why should you choose someone like Angela Jane Will Writing over a online cheap will? 
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