Many couples would like to make almost identical Wills, or mirror Wills, leaving their estate to their partner when they die. 
 
Often everything will go to their children when the surviving partner dies. 
 
In mirror Wills only the name of the person making the Will, and the name of their beneficiary might change. This makes them a more straightforward and cheaper option for many people. 
 
For couples, mirror Wills mean that when one person dies, the other is protected. 
You can find templates for Wills easily. They can be downloaded from the internet and bought in stationery shops. 
 
Before you decide to write your own Will, here are some things to think about. 
If you and your partner have a young child or you are considering starting a family, imagine what would happen if you both died. 
 
It’s a subject that most of us don’t want to think about. However, you can appoint a parental guardian in your Will and make financial arrangements to support your child. 
When you write a Will you can feel confident that have clearly explained what you want to happen to your estate and that your wishes will be carried out. 
 
However, it’s important to understand that words can sometimes have unexpected legal meanings. 
 
It’s important to ask questions, because the right words must be used to avoid any misunderstandings or challenges. 
Have you noticed signs of confusion or forgetfulness in an older friend or relation? 
 
You might find their slippers in the oven or forgotten bills in the bread bin. 
 
These small lapses could be due to worries or a short-term illness, but they could also suggest that it’s time to take some important steps. 
Two out of three people in the UK risk having strangers make decisions about who benefits from their estate after they die. 
 
A survey by Remember a Charity has found that 68% of UK adults haven’t made a Will
 
Many people put off writing their Will because the have made assumptions about when they should do it and who will inherit.  
 
Here are just some of the reasons. 
The good news is that number of people registering for lasting powers of attorney (LPAs) has increased by over 190% since 2013. 
 
However, research by Direct Line Life Insurance has highlighted that many people still assume that their loved ones can make decisions on their behalf, if they if they are unable to make decisions themselves. 
Whether it’s your first purchase, or one of many, buying a property is a big investment that will be included in your estate. 
 
Although you aren’t required to have a Will in place when you buy a property, it’s important to be clear about what you want to happen to it when you die. 
A recent survey showed that the average of age a person making a Will in the UK has risen to 57 in 2019. 
 
This is despite attempts to encourage younger generations to include a Will as part of their plan for life. 
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